There are some significant differences for drivers who file a car accident claim as opposed to passengers.
Drivers involved in a car accident are able to file a car accident claim to cover the financial losses they experienced. What most drivers do not know is that the passenger of a vehicle can also make a car accident claim if they were injured during the accident as well. It is often the case that passengers suffer more serious accidents than the drivers, and they deserve to be compensated for their losses. Anyone who was the passenger in a vehicle that got into a collision should connect with a car accident lawyer as soon as possible to learn more about their legal options and to get a better understanding regarding the claims process.
There are some significant differences for drivers who file a car accident claim as opposed to passengers. One of the biggest differences is that when a person files a third party claim they will usually not have to worry about proving liability, as that is left to the actual drivers. The passenger is often entitled to file a claim based on the insurance policy of the owner of the vehicle or the driver, and also based on the insurance policy of the driver or owner of the opposing vehicle. The policy a person opts for will be determined based on who was liable for the collision.
When a person goes forward with filing a claim in these situations, then they are considered third party claims and a passenger may need to make several claims when there is not enough coverage to make up for all the damages they faced. Anyone who was harmed in an accident has the right to file a car accident claim, and they should reach out to a lawyer as soon as possible to assist them with the process.
There are some legal issues that can arise when a person is filing their third-party claim as the passenger will still have to provide enough proof to show that they actually suffered financial losses. In many cases, the passenger may find it more difficult to get in touch with the opposing party because they often do not have a contract-based obligation to respond. This can make the process a lot longer than it has to be.
Call a car accident lawyer in Minneapolis, MN
The injuries and damages faced after a car accident can be devastating, and anyone who gets into one of these collisions will need the help of a lawyer who specializes in such cases. As a passenger, it can be more difficult to file a claim, but it Is not impossible, especially with the right legal help by one’s side.
Get in touch with a car accident lawyer at the Law Office of Martin T. Montilino, LLC today to get assistance filing a car accident claim.