Most people living in Florida get behind the wheel of a vehicle each day and never think about the possibility of getting into an accident. If you don’t want to face unplanned expenses or have to fight with your insurance company, learning about Florida laws related to automobile crashes is a good place to start.
Most people living in Florida get behind the wheel of a vehicle each day and never think about the possibility of getting into an accident. If you don’t want to face unplanned expenses or have to fight with your insurance company, learning about Florida laws related to automobile crashes and personal injury protection is a good place to start.
You can then make sure you have the right policy for your needs and that you have enough coverage if the unthinkable happens. This guide explores Florida’s no-fault laws and what that means for your personal injury protection. The information contained in the guide points you in the proper direction and ensures you move forward with confidence.
How No-Fault States Work
If you have never been in an accident in Florida, you might not know about no-fault policies or how they work. A no-fault policy means your insurance company will pay for your vehicle damage and other expenses if you are in an accident no matter who is at fault.
Make sure your policy has adequate personal injury protection if you would like to have enough medical coverage to pay for your hospital stay, lost wages, and ongoing treatment costs. Some people have no idea what policy they have or how much their deductible is, and they find themselves in bad shape after an accident. Reviewing your policy ensures you won’t need to worry about that problem.
Florida’s Limit on No-Fault Insurance
Even people who know about Florida’s no-fault laws often get confused when their medical bills exceed the state’s no-fault limitations. Your personal injury coverage only protects you for up to $10,000 in medical bills and lost wages.
Also, personal injury protection does not cover permanent injuries that sometimes result after an accident takes place. Many people learn this fact the hard way and are so confused that they don’t know where to turn for answers. They often accept settlements that are worth less than the value of their cases because they don’t know any better.
Protecting Your Rights
If you want to protect your rights after an accident, make sure you seek the advice of a knowledgeable personal injury lawyer. Doing so is the best way to move forward and lets you choose the path that makes the most sense for you and your needs. Your personal injury lawyer will review the facts of your case and look at your medical bills to determine what your case is worth.
After taking those steps, your lawyer will tell you if you have a case and what steps you should take to move to the next part of the process. Hiring a lawyer is how you improve your odds of getting a fair outcome and of obtaining enough compensation to cover the related expenses.
Deciding which personal injury lawyer you should hire is not always an easy task. You want to get it right because the lawyer you enlist will impact your odds of winning, but we would like to make your decision a little easier. We stand by each client’s side the second they request our legal guidance with a personal injury case, and our experience lets us deliver reliable results they can trust.
When you reach out to us for support, we will get to work on your case and help you decide how you should proceed to improve your odds of reaching a favorable outcome. We will work hard to get you a fair settlement so that you can get back to your life as quickly as possible. If you are not happy with the settlement agreement, our lawyers will stand in your corner at trial and fight for your rights. If you are ready to take the critical first steps in your case, reach out to our auto accident consulting team right away.